Payment Processing and Cash Management Study – Trends and Opportunities

In recent years companies worldwide have had to face challenges due to changes in global economics, in market stability, in Cash Management and liquidity assurance, as well as due to new techniques and standards in Payment Processing. Some of those challenges have been mastered, while others are still in progress.

With this study, BearingPoint investigated how European companies have been facing these challenges and how they are preparing for the future. It includes an analysis of current developments in the area of Payment Processing and Cash Management. Special emphasis was placed on the progress of the Single Euro Payments Area, as SEPA is bound to permanently change the European payments landscape. The goal of SEPA introduction is to bring about savings in costs and complexity through harmonized and renewed Payment Processing for every company. BearingPoint specifically emphasised the progress of both SEPA Credit Transfer and SEPA Direct Debits adoption.