Challenger banks created the digital transformation in banking. Fact. They introduced a new school of thought, the one of “constant innovation”. Innovation not only instigated within the bank but looking outside to partner with fintech providers who can add products and services to your portfolio for a fraction of the cost. Banks like Revolut, Starling or N26 have taken advantage of APIs and enabled integrations with a range of fintechs as a cheaper and faster way to launch products and acquire customers. Click here to read the full article.