In the business world, change is constant
Europe’s largest banks are currently publishing their quarterly results. Markets are scrutinizing net interest margins, provisions, the cost of risk, and profitability outlooks, with particular attention to ROE and RONE, as the war in Iran, energy tensions, and uncertainty surrounding interest rates once again disrupt economic scenarios.
For over a century, the global economy has followed one model: take, make, dispose. It generated immense growth. Today its limits are impossible to ignore. Circularity is shifting from a solely sustainability ambition to a requirement for competitiveness, resilience and market access.
The European Digital Identity Wallet will reshape how identity, trust, and data exchange are managed across Europe. More than a regulatory initiative, it represents a structural shift in how citizens, businesses, and public authorities interact in the digital economy.