Insights

Emerging from the crisis with NEW strength

There are many positive figures from the banking sector. After a challenging year in 2020, the profitability of European banks rose significantly in the second Corona-impacted year. However, the banks had no respite: geopolitical developments kept them alert. Competitive pressures have also continued unabated, and new regulatory ESG requirements must be taken into account and implemented and scaled cost-effectively.

The crypto rollercoaster

The cryptocurrency market will undoubtedly take some time to recover its lost value. Our European survey shows while awareness of cryptocurrencies has risen, confidence has fallen. But the crypto winter does not constitute the end by any means.

Are European banks lagging in digitalization?

Together with experts from the Handelsblatt Research Institute (HRI), we have investigated which factors lead to differences in profitability and efficiency and what this means for banks in Asia, Europe and the USA.

Core banking platforms of the future

Banks are being hit full force by rapidly advancing digitalization and face numerous new challenges in this regard.

Survey: Security and return on investment remain decisive factors in financial investments - the topic of sustainability has so far only been relevant for the younger generation

The new survey asked consumers how important sustainability is to them with regards to financial investments. While interest in sustainability in financial investments is increasing among the younger generation, security and return on investment remain the decisive aspects for older consumers.

Europe's banks are on the road to recovery

The market and transformation pressure on Europe's banks continues unabated and competition among them is high. Despite the COVID19 crisis and Brexit, the banks with the best cost-income ratio are those that manage ESG risks better and integrate them into their operations, while at the same time investing heavily in their IT infrastructure.

Efficiency in Capital Markets: Central clearing statistics and reasons banks should consider voluntary clearing

This white paper provides detailed central clearing statistics, highlights reasons for and against central clearing, and discusses why voluntary or direct central clearing could generate efficiency gains.

Transforming the payment ecosystem – with a single click

The emergence of a new breed of highly focused disruptors in the banking world is putting pressure on the ‘traditional’ banks to innovate, and offer customer-focused solutions in order to remain relevant.

Banking Efficiency – simplify for the future

Our Banking Efficiency – simplify for the future study shows that European banks continue to operate in a generally stable but very challenging market environment.