De nombreuses banques européennes ont su réajuster leurs modèles économiques et opérationnels. Toutefois, seul un petit nombre d’entre elles affiche un ratio coûts/revenus élevé :

  • Les portefeuilles de produits sont souvent trop hétérogènes et trop complexes, ce qui entrave l’efficacité des opérations
  • La fragmentation des fournisseurs IT et les systèmes existants sont trop anciens 
  • Stratégie insuffisamment axées sur le cœur de métier et les compétences essentielles

Nous sommes convaincus que des mesures plus audacieuses continuent de s’imposer.

La base d’une stratégie axée sur la croissance ne peut provenir que des actions suivantes :

  • Rationalisation soutenue du portefeuille de produits
  • Accroissement de l’efficacité du modèle opérationnel grâce à une stratégie de service à la clientèle axée sur la technologie 
  • Mise en œuvre d’une stratégie de durabilité

Cas clients

  • Une banque internationale améliore considérablement son processus d’entrée en relation, tout en optimisant la qualité des données et en garantissant la conformité réglementaire

    Refonte du processus d’entrée en relation et de gestion de la relation client de la banque.

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  • Data for Business - NORD/LB empowers its departments with more insights and reporting capabilities

    BearingPoint supported NORD/LB to implement a virtual data platform as a crucial building block in their data management strategy. The platform enables self-service business intelligence for better business insights and decision-making, as well as improved reporting processes, with higher data quality and less manual effort.

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  • Volkswagen Financial Services Poland celebrates three consecutive years of demonstrated excellence in ABS performance

    Volkswagen Financial Services Poland (VWFS Poland) achieved a key milestone with the launch of its first Asset Backed Securities (ABS) transaction in February 2023. Nearly three years on, the transaction continues to perform strongly, improving transparency, compliance, and operational efficiency. With BearingPoint’s support, VWFS Poland successfully navigated complex regulatory and operational demands, setting a new benchmark in the Polish financial market. Today, both VWFS Poland and BearingPoint reflect on a solid and trusted partnership that has played a key role in the transaction’s lasting success.

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  • Embracing an agile transformation for sustainable growth

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  • Accelerating agility: A journey from siloed legacy to high-performing systems and processes

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  • CA Auto Bank S.p.A. Niederlassung Deutschland achieves ESMA regulatory compliance and operational excellence with BearingPoint’s securitization services

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  • Handelsbanken achieves a significant strategic milestone by completing the sale of its Finnish operations

    Handelsbanken engaged BearingPoint experts in key roles to ensure a smooth divestiture process, minimizing risks, and avoiding business disruption. This transaction marked a pivotal step in the bank’s strategy to leave the Finnish market and position strongly on its core areas.

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  • Aktia simplifies financial and ESG data reporting with a cutting-edge cloud platform

    Aktia aimed to enhance its financial and ESG reporting processes by automating the collection and dissemination of information about its yearly activities. With BearingPoint’s help, the financial company implemented Workiva, a cloud-based document and data collaboration tool, to streamline financial an ESG reporting and improve collaboration.

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  • Global private bank ensures regulatory adherence and business expansion with an intelligent Data Catalogue

    BearingPoint supported a global private bank to develop and implement a customized Data Catalogue and shift towards a data-driven organization. The bank now has a central hub for its data, which enhances its operational performance, facilitates the creation of new data products, and ensures compliance to FINMA Circular 2023/01 as well as upcoming regulatory requirements.

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  • Raiffeisen-Leasing successfully secures funding transaction with BearingPoint’s Securitization as a Service

    As part of its group-wide funding strategy, Raiffeisen-Leasing revisited global securitization markets through the ROOF 2024 deal, marking its third ABS offering. Addressing extensive investor transparency needs, and adhering to European Securitization Regulation, Raiffeisen-Leasing relied on BearingPoint for data management and reporting to stakeholders, achieving enhanced efficacy, quality assurance, and regulatory compliance.

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