Few European banks exceed or even meet their earnings and cost reduction targets. As BearingPoint's Banking KPI Study 2020: Banking Efficiency – simplify for the future revealed that out of more than 100 benchmarked European banks, only a small proportion managed to sustain a strong cost income-ratio of less than 55%. The majority were laggards, with cost-income ratios greater than 55%.

The top banks had one thing in common: efficiency. And it starts with an efficient product portfolio.

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